My Kid is Going To College! How Am I Going To Pay For It??

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Do you have a child heading off to college in the fall?  Are you stressed over the costs?  Does the idea of finding financial aid overwhelm you? 

Jodi Okun of  College Financial Advisors joined Mom of Many Hats Radio to discuss the daunting and often confusing process funding a college education for your child.  She shared her tips and knowledge of the processes, the resources, and the challenges that families face as they walk through the financial aid maze.

With all of the different types of financial aid and college funding options, understanding what you should apply for and what you may qualify for is not easy.  Jodi shared the difference between needs based, free money, and self help money options for financing college. She also shared the importance of filling out the proper financial aid forms  - the FAFSA  and often times also the CSS profile.

Jodi shared the following tips with our listeners:

  • Parents should include the students in on the college finance conversations
  • Parents and students should understand the terms of the aid ie: if it is a loan, when re-payment is to begin
  • To find grants and scholarship options, do a search in your browser for the type you are looking for. There are all kinds of grants and scholarships out there!
  • Apply, Apply, Apply for scholarships. Prior to college, use summer and winter breaks to fill out applications.  Continue to apply after college starts – there are funds out there for students already in college!
  • Look at sites such as Zinch, FinAid, and FastWeb for financial aid opportunities.
About Jodi Okun

Jodi is the founder of College Financial Aid Consultants where she helps families through the daunting and often confusing process of procuring financial aid. Through her guidance, families and students learn about different types of financial aid such as grants, loans and scholarships. Her assistance helps to ease the process of seeking out assistance, and filling out the multitude of forms required for application. She streamlines and organizes the process by helping families with timelines and meeting deadlines, and by walking them through this milestone step in their child’s and the family’s life.

Jodi is a Financial Aid Consultant at Occidental College and the host of the weekly Twitter Chat #CollegeCash at 10:00 PM EST each Thursday.

Join the conversation LIVE on Friday at 5PM EST! Call in with questions or comments at                                       877-864-4869                  .  Tweet with us at #MMHradio.  Live chat with us through the link at the top of the page.  Or Join the Facebook conversation! We’d love to hear from you and have you be a part of the discussion!

Discover Organizing With Jill Yesko! 2/24/12

To hear this broadcast, click HERE.  To listen to any or all of the Mom of Many Hats Radio broadcasts, click HERE , or click PODCAST GAL or the Podcast Gal on the sidebar to download FREE from ITunes!

Tired of living with the stress of too

much “stuff?”

Discover how wonderful it feels to free up your mind to focus on the creative and important decisions instead of worrying about juggling clutter! ~ Discover Organizing Inc.

Jill Yesko of Discover Organizing joined Mom of Many Hats Radio to talk about the benefits of organization.  Jill shared tips on where to start when it seems too big of a task to tackle, how we can take small steps to reach our organizational goals, and how organizing can help open up creativity.

Organization can help to combat the chaos in our everyday lives.  By organizing, we can recapture calm and clarity in homes and businesses. Clearing out, cleaning up, and creating a place for the things that we feel we need in our spaces brings order and structure  in day to day functioning. Organization creates a structure and routine that frees our environment and our minds to concentrate on and nurture things other than our “stuff.”

But, organizing is sometimes a challenge - especially when the task seems so big.

Jill shared some great tips for starting the organization process. Among those tips were:

  • Start in a place of your own sanctuary – ie. the master bedroom
  • Set and state small reachable goals – not a general broad stated goal
  • Use a four box system – Keep, Toss, Sell, Donate
  • Use clear boxes for storing and organizing

Jill is a member of the National Association of Professional Organizers. The goal of her company, Discover Organizing is to make lives better through sharing and teaching organization skills and pracitices both in the home and in the workplace!

To hear more about Jill and Discover Organizing, follow the listening links above.  There are great tips and information waiting for you to help you get started on organizing your space, and simplifying your life!

Breast Cancer is Not Always A Lump! Terry Lynn Arnold 2-17-12

Click the image to visit The IBC Network Page

To hear this broadcast, click HERE.  To listen to any or all of the Mom of Many Hats Radio broadcasts, click HERE , or click PODCAST GAL or the Podcast Gal on the sidebar to download FREE from ITunes!

Breast Cancer Isn’t Always a Lump!

Are you aware of the symptoms of breast cancer?  Do you do a regular self breast examination? Are you aware of how a healthy breast should look?

As women we are made well aware that we should do regular self breast exams as part of our breast health routine.  We are trained to understand how they feel, and how to feel for lumps.  But do we often pay attention to how they look? The reality is that breast cancer is not always a lump!

Our guest Terry Lynn Arnold of the The Inflammatory Breast Cancer Network shared her breast cancer story with a cancer that many women have never heard of – IBC – Inflammatory Breast Cancer.

Terry was diagnosed with IBC, an aggressive and, considered the most fatal types of aggressive breast cancer, in 2007. Terry woke one morning to find her breast discolored and swollen.  Thinking she had fallen during the night or somehow injured herself, she tried to understand why she was having this issue. She made an appointment to see her doctor and have it checked out.  Initially, her doctors had no idea of what was ailing her. It wasn’t until four months after the symptoms appeared that she was given her diagnosis of IBC.  At that time, her doctor told her to go home and plan her funeral.  Terry was in stage III cancer.

Terry made the decision to seek out a second opinion at MD Anderson in Houston, near where she lives.  She was given hope when the doctors at the cancer treatment center there told her they thought they could help her. Through her medical team, the support of her family (which was made stronger in her battle) and with a determination to beat IBC Terry made it through her treatment.  Today she is 4 years out from her diagnosis and is NED – no evidence of disease.

In the four years since her diagnosis, Terry has helped to spread the word about this little known type of breast cancer , sharing information with women, and organizations. She also shares with doctors and the medical community- which often knows little about IBC. Terry has shared her story in various media outlets and print publications, cancerblogs, newspapers and MD Anderson’s Cancerwise.

So What Makes IBC Different Than Other Breast Cancers?

Breast Cancer is not always a lump! IBC is a breast cancer that spreads through the lymphatic tissue causing swelling and inflammation. There are very strong visual clues (see the SISTER check on the side bar) including swelling, discoloration, dimpling and texture changes. There can also be pain associated with IBC. It is diagnosed in Stage III or Stage IV which means at diagnosis, there is a fight for life in full swing. Treatment for this type of cancer does not follow standard breast cancer treatment protocol.

Reaching Out and Giving Back

Terry has learned a lot on this journey and has been called to help others that are diagnosed with IBC. She has created The IBC Network on Facebook  and The IBC Network .org, an organization that provides support, information, and hope for women who face this rare and often isolating type of breast cancer.

To hear the entire interview and more valuable information, you can listen to the broadcast at the listening links above.

Join the conversation LIVE on Friday at 5PM EST! Call in with questions or comments at                                       877-864-4869                  .  Tweet with us at #MMHradio.  Live chat with us through the link at the top of the page.  Or Join the Facebook conversation! We’d love to hear from you and have you be a part of the discussion!Breast Cancer Isn’t Always a Lump!

Candy Hearts, Valentines, and Loving Your Kids

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February 14th is just around the corner…

It’s the day we celebrate LOVE!

For a sweet heart, we send candy, flowers, a romantic note, make  a special dinner to espress our love. Billions of candy hearts with little sayings that fly about in this second week of February with expressions of love and desire give sentiments of sweetness and romance.  Love is in the air, on our minds and in the store.  It is a potpourri of chocolate, love notes, longings and affection.

But how do we express our love to our kids? How do we define it? Can we define it?

On this special day of love, we give them little love notes made of hearts with x’s and o’s.  As parents we purchase their Valentines day cards, help them decorate their Valentine party mailbox, and send them off with sweets for their friends.  We even send our share of those billions of candy hearts – which, by the way, I contend we should sort through before sending them with the little ones (have you seen some of those sayings?) Do we save our expression of love for one day in February?

Of course we love our children; that is what we DO as parents. But we can’t really define what that means.  We can find other adjectives that describe it, but LOVE can’t really be contained and pinned down.  It doesn’t really stand as an adjective, and not really a noun.  It’s more of a verb – an action word, an expression. Love is action that we take every day in the raising of our children.  It is in boundaries and limits, fostering creativity, knowing where they are, letting them fail, and loving them through it.  Love is an active thing that we do AND say. Our children may not always like the actions that show we love them at the moment, but they will look back and know they were loved.  The

Listen to today’s full broadcast as Angie Mozilo, Mom of Many Hats shares what she has learned in her journey in parenthood, about actively loving her children every day.  She dedicates this episode to her three beautiful daughters whom she loves unceasingly, whether it is Valentine’s day or not.

Planet Explorers – Learning Adventure! 4th Friday

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Do you love to travel?  Do you love to travel with your kids?

We travel with our children for a lot of different reasons.  Often times it is out of necessity to visit family or attend a particular event.  Sometimes it is because we are contemplating a move and are getting a feel for the area.  Sometimes, it is just for fun!

For whatever the reason, travel can always be an adventure and time for learning.  Laura Schaefer, author of the Planet Explorers Series joined Mom of Many Hats Radio to share her innovated and creative approach to making travel a fun, educational, and interactive experience.  Through combining today’s mobile technologies with the natural curiosity of kids,  Laura has created a fantastic travel companion that will keep kids engaged and wanting to learn more about the places they are visiting.

The Planet Explorer’s series is a collection of E-Book interactive travel guides that can be downloaded to just about any handheld mobile communication device, or PC.  The books are a great way to learn about a destination before traveling, or while visiting a travel destination.  The guide is geared toward the 3rd to 4th grade audience.  It is an easy to read and interactive way to get kids interested in the sights they are seeing.  The book contains links to local landmarks, points of interest, and information on local culture and icons. Information is at the touch of a screen, engaging the kids in the electronic world they are immersed in, yet enhances the experience of being out in the world as they learn about travel spots, not just by seeing them, but by learning about them too.

Laura began writing professionally in 2001 after graduating from the University of Wisconsin.  In addition to ten e-book Planet Explorers Books, Laura is also the author of The Teashop Girls (Simon & Schuster, 2008) and the Secret Ingredient (2011).  She developed a love for travel as a child as she traveled with her family.  She shares that love today through Planet Explorers. Her love of writing, and her creative spirit lead  her to the path that she is on now – creating an educational travel experience.  She is truly drawn to this project and is able to follow her heart, and her creative spirit in bringing destinations and learning adventures to the hands and minds of kids.

Currently there are 10 Planet Explorers guides available.  They include cities, theme parks, and cruise adventures.  She hopes to bring to collection to 25 in the near future and expand the destinations to include more cities, and national parks as well.  To see the available titles visit Planet Explorers on Amazon, or her Planet Explorers Site. To learn about her other writings, visit Teashopgirls.com

Join the conversation LIVE on Friday at 5PM EST! Call in with questions or comments at                           877-864-4869            .  Tweet with us at #MMHradio.  Live chat with us through the link at the top of the page.  Or Join the Facebook conversation! We’d love to hear from you and have you be a part of the discussion

Fit in 2012! Fitness Tips with Fitness Coach Dana Neve

Dana Neve, Fitness Coach

To hear this broadcast, click HERE.  To listen to any or all of the Mom of Many Hats Radio broadcasts, click HERE , or click PODCAST GAL or the Podcast Gal on the sidebar to download FREE from ITunes!

Fit in 2012!

With the new year, many people make fitness goals.  Did you?

Fitness goals are often so hard to keep.  When it comes to our fitness, it is an area that we often give up on.  It is an area that so full of choices, and we have to make the right ones, from our food, to our lifestyle, to our activity.  It gets tough sometimes, because we can’t cut out food, lifestyle, or activities.  None of them are out of sight and out of mind.  We just have to choose the healthy way. With so many options in front of us, how do we make the right choices? How do we choose to have a healthy meal instead of fast food? How do we decide to move our bodies instead of sitting on the couch?

Fitness Isn’t Limited to the Gym!

Fitness Coach Dana Neve shared her passion for fitness and health by sharing her own fitness story and fitness routine. Through the use of at home programs, she showed us that being fit doesn’t have to be done at the gym.  Through using the tools and programs available, and through having accountability to a coach or workout partner, the path of fitness is just one step away. Dana shared a wealth of information as we discussed 10 fitness facts, regarding the importance, the physical and overall well being benefits, and the ease at which we can all start a healthy lifestyle – even if we are starting from square one.

Re-frame How We See Fitness 

As a motivator and teacher of healthy living and getting the body moving,  Dana reminds us that our health and fitness is a priority that deserves a regular spot in our appointment books.  Through taking the viewpoint of food as fuel for our bodies and realizing that our fitness goals are 80%what we eat, we can re-frame how we see food – that junk food and good tasting, satisfying food are not the same thing. When we open up our minds and taste buds, we can find a whole new world of foods that give us better gas mileage in our daily living. She also shared that progress in our fitness should be measured in how we feel and in inches, not in the daily number on a scale.

How do you Learn More About This Topic and About Dana?

Listen to the full broadcast HERE.  It is also available on ITunes FREE so you can take it with you and listen as you are on the path to fitness!

Dana Neve

Dana is a New Orleans native living in the Twin Cities for the past eighteen years with her husband and two teenage daughters.  She is a black belt in Tae Kwon Do, runner, fitness coach, motivator, speaker, fitness writer and avid spectator of her kids’ sports. Fitness has always been a part of her life, but it wasn’t until 2000 that she became passionate about it.  After being diagnosed with fibromyalgia and having a negative reaction to the medication prescribed, she decided to control the symptoms with exercise and proper nutrition.  The results were life changing and it has become her mission to help others lead longer, healthier and more fulfilling lives through fitness and nutrition.  She coaches people around the country developing nutrition plans and recommending workout programs for her clients, while motivating and supporting them along the way.

She is dedicated to helping people reach their health and fitness goals and would love to help you too. Find her on Facebookhttps://www.facebook.com/DanaNeve, follow her on Twitterhttp://tinyurl.com/3bsstuy and visit her website www.danafit4life.com

Join the conversation LIVE on Friday at 5PM EST! Call in with questions or comments at               877-864-4869      .  Tweet with us at #MMHradio.  Live chat with us through the link at the top of the page.  Or Join the Facebook conversation! We’d love to hear from you and have you be a part of the discussion!

Martial and Mental Enrichment, 2nd Friday Parenting Hat! 1-13-12

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Do you have a child with ADD or ADHD?  Are you looking for ways to help your child focus?

Attention Deficits and Hyper Activity can be a challenge for parents as well as children.  Lack of attention, hyperactivity, and impulsive behavior can create stressors in the home, in school, and in social relationships.  When a child has difficulty organizing daily tasks and activities, playing quietly, or working patiently within a group, the experience and environment for the child may not be the  as beneficial as it could be.  It may also be a challenge for others in the group.

Each child is an individual and should be evaluated and have the best course of treatment or management tools for their individual needs. Mom of Many Hats Radio guest Tiffany Richards shares with us the tool of Martial Arts, that may be beneficial in helping some children with focus and clarity. Tiffany Richards of Peaceful Warrior Martial Arts Studio joined Mom of Many Hats Radio today to talk about a program launch that is specially designed for children with ADD or ADHD.  In her time instructing Martial Arts, Tiffany noticed the benefits for children with attention differences saw in focus, following instructions and attention.  With the partnership of a world renowned psychologist, Tiffany designed the Martial and Mental Enrichment Program (ME) to directly benefit children with ADD and ADHD.

Tiffany shared the four “times” that the program emphasizes:

  • Screen Time – time spent in front of electronics
  • Green Time – time spent outside or away from screens and moving
  • Me Time - focused time together
  • Clean Time –  exampling and modeling what is expected

Tiffany also shared that the program utilizes exercise/movement, novelty, and emotional stimulation to connect with kids and help them focus and concentrate on principals of Karate.  Through the focus and concentration required of the Martial Art, she has noticed improvements as well as some parents noticed improvement in focus and clarity.

To learn more about the ME program and the program guidelines, or the Peaceful Warrior Martial Arts Studio, please visit http://peacefulwarriorphx.com/ .  To find out about a special event for information about Martial and Mental Enrichment on January 18, 2012, and other news visit the Peaceful Warrior blog at http://peacefulwarriorphx.blogspot.com/

Join the conversation LIVE on Friday at 5PM EST! Call in with questions or comments at              877-864-4869      .  Tweet with us at #MMHradio.  Live chat with us through the link at the top of the page.  Or Join the Facebook conversation! We’d love to hear from you and have you be a part of the discussion!